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Oklahoma homebuyers can get favorable mortgage rates and help with down payments and closing costs from these programs.
- Available to: First-time homebuyers, repeat buyers, teachers, first responders and state employees, and buyers who have their own down payment and closing costs.
- Income limits: Vary by county (see income limits).
- First-time homebuyers only?: No.
- Loan options: 30-year fixed-rate mortgages.
- Down payment and closing cost assistance: OHFA offers 3.5% down payment assistance of the total loan amount toward your home purchase.
- Available to: Homebuyers with a credit score of 640 or above who are certified public- or private-school teachers; professional or volunteer firefighters; law enforcement officers; emergency medical services personnel; employees of any Oklahoma state agency.
- Income limits: Vary by county (see income limits).
- First-time homebuyers only?: No.
- Benefit: OHFA offers a discounted mortgage interest rate for homebuyers in these professions.
- Down payment and closing cost assistance: No.
U.S. News selects the Best Loan Companies by evaluating affordability, borrower eligibility criteria and customer service. Those with the highest overall scores are considered the best lenders.
To calculate each score, we use data about the lender and its loan offerings, giving greater weight to factors that matter most to borrowers. For mortgage lenders, we take into account each company’s customer service ratings, interest rates, loan product availability, minimum down payment, minimum FICO score and online features.
The weight each scoring factor receives is based on a nationwide survey on what borrowers look for in a lender.
To receive a rating, lenders must offer qualifying loans nationwide and have a good reputation within the industry. Read more about our methodology.
To recap, here are the picks:
Best Oklahoma Mortgage Lenders of 2024
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