The Delta SkyMiles® Platinum American Express Card allows you to earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. A $350 annual fee applies. New cardholders can earn 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months. You can also earn $150 in credits on prepaid Delta Stays bookings. The interest rate for the Delta SkyMiles® Platinum American Express Card is 20.99% to 29.99% variable. (See Rates & Fees)
- Issuer NameAmerican Express
- Credit NeededGood, Excellent
- Annual Fee$350
- APR20.99% – 29.99% Variable
- Penalty APR29.99% Variable
- Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater.
- Foreign Transaction FeeNone
- Fly Delta often.
- Want perks like free checked bags and a companion certificate.
- Can justify the annual fee of $350. (See Rates & Fees)
The Delta SkyMiles® Platinum American Express Card is for frequent fliers who prefer Delta. You can easily recoup the annual fee by taking advantage of the companion certificate (which covers a round-trip domestic or international flight) and perks, including free checked bags (valued at up to $240 per round-trip flight for a family of four). Prepaid Delta Stays bookings will earn you $150 in credits and you’ll also earn up to $10 per month in credits when ordering from Resy restaurants and select ride-hailing services. But be strategic about your purchases so that you spend enough to earn the generous welcome offer. For spending you do in non-bonus categories, consider using another flat-rate cash back card that offers a higher base rate. You’ll receive 20% back as a statement credit on in-flight purchases. Statement credits can go up to $350.
Editor’s Take
The Delta SkyMiles® Platinum American Express Card has numerous benefits for frequent Delta fliers who are able to maximize the card’s value. The first checked bag benefit alone will save you hundreds of dollars if you fly a couple of times per year with your family. If you’re more of a one-trip-per-year family or a solo flier, you might be better served by the lower-tier Delta SkyMiles® Gold American Express Card. Or, if you prefer airline flexibility, you can try a general travel rewards card such as the Chase Sapphire Preferred® Card.
Dawn PapandreaContributor
Earn 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months.
Getting the most out of your rewards is simple with the Delta SkyMiles® Platinum American Express Card. The more purchases you make using the card, the more miles you earn. Cardholders can also earn up to $10 per month in credits when ordering from Resy restaurants and select ride-hailing services, and earn $150 in credits on prepaid Delta Stays bookings. You’ll earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Earn 90,000 Bonus Miles after you spend $4,000 in purchases on your new Card in your first 6 months.
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