Key Takeaways If you’ve had a bad history with a bank account, you’ll typically be reported on ChexSystems, which is a database financial institutions use to measure a customer’s risk. Second-chance checking accounts allow those who have been denied a traditional account to open a specialized one to help them build a strong financial foundation….
Key Takeaways A collateral loan is secured by something with significant value that your lender may seize if you default. Examples include mortgages and vehicle loans. Personal loans can also be secured by cash, your car, or stocks and bonds. Going with a secured personal loan could increase your chances of approval or get you…
What Are the Current Personal Loan Rates? The average personal loan rate is 11.94% as of Feb. 7, according to a Bankrate survey. Personal loan interest rates are trending higher in 2024 so far, up nearly a full percentage point from July 2023: Personal loan rates vary widely based on creditworthiness. Borrowers with very…
Compare Top Mortgage Lenders Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit Score Lender Learn More Min. Down Payment Min. Credit Score What Types of Mortgage Loans Does Homefinity Offer? There are several home loan options offered by Homefinity, including fixed- and adjustable-rate conventional mortgages with…
Key Takeaways No-credit-check personal loans don’t consider a borrower’s personal creditworthiness in the approval process. These types of loans exist, but they often come with high interest rates and fees. You may be better off choosing a standard personal loan from a lender that caters to borrowers with less-than-great credit. There are several alternatives to…
Key Takeaways While direct deposit is an easy way for employees to get paid, is still requires waiting two days for the funds to clear. With early direct deposit, your bank doesn’t wait – you have access to your paycheck right away. Many banks now offer this service, from national banks to local banks and…
Key Takeaways Refinancing a rental property can help reduce your monthly payment and even the total cost of your loan. Cash-out refinancing can turn your rental property’s equity into cash that you can use for a variety of purposes. Refinancing a rental property often requires stricter qualifications than the original mortgage, including a higher credit…
If you need to borrow a sizable amount of money – such as $20,000 or more – a personal loan may be your best option. Personal loans allow you to borrow money for just about any purpose, and perhaps borrow more than you could with a credit card. Plus, the interest rates are fixed, and…
Find the Best Student Loans for You Lender Learn More Fixed APR Variable APR Loan Term Lender Learn More Fixed APR Variable APR Loan Term Lender Learn More Fixed APR Variable APR Loan Term What Types of Student Loan Options Does Ascent Funding Offer? Undergraduate loans with or without a co-signer. Graduate loans with or…
Find the Best Student Loan Refinance Lenders Lender Learn More Fixed APR Variable APR Loan Term Lender Learn More Fixed APR Variable APR Loan Term Lender Learn More Fixed APR Variable APR Loan Term What Types of Federal Direct Student Loan Options Are Available? There are four types of federal direct student loans available: Direct…
