[ad_1] What Are the Different Types of Medical School Student Loans? Federal student loans for medical school students. The federal government offers medical students direct unsubsidized and Direct PLUS loans. Direct loans – also known as Stafford loans – are available to students enrolled at least part time. “It’s easy to get approved for what…
[ad_1] Some of the links on this site contain offers from our partners. Key Takeaways Most credit cards issued to those with fair or good credit give you at least 21 days to make a payment before interest is charged, but it’s always wise to be verify your grace period in your cardholder agreement. When…
[ad_1] Key Takeaways Default happens when you fail to make payment on your student loans – typically for 270 days, though the timeline can vary by lender – and can result in wage garnishment, withholding of federal tax refunds and a damaged credit score. Options like repayment assistance or loan deferment may help you avoid…
[ad_1] Key Takeaways If you need to buy a ring and have strong credit, you may qualify for a 0% APR offer on a credit card. BNPL services or engagement ring loans are also available, and jewelers may offer their own financing. Even if you qualify for financing, make sure it works within your budget….
[ad_1] Key Takeaways Women have only had the right to access credit for 50 years, and additional laws have since passed that promote gender equality at the bank, in the boardroom and beyond. Equal financial access is imperative for personal and professional growth, in addition to safety. Issues such as the gender pay gap still…
[ad_1] Key Takeaways A collateral loan is secured by something with significant value that your lender may seize if you default. Examples include mortgages and vehicle loans. Personal loans can also be secured by cash, your car, or stocks and bonds. Going with a secured personal loan could increase your chances of approval or get…
[ad_1] Getty Images Mortgage protection insurance can be an attractive option for homeowners looking to protect their investment and keep family members from financial troubles. This type of insurance policy covers your remaining home loan balance if you die. However, mortgage protection insurance, also known as mortgage life insurance, isn’t right for everyone. Here’s a…
[ad_1] 2023 Award Winner: Best Mortgage Refinance Lender New American Funding offers some of the lowest mortgage rates of all the lenders we analyzed, earning a top score in the affordability category. This factor is even more important for homeowners looking to refinance, since many choose to do so in order to lower their interest…
[ad_1] What Are the Current Personal Loan Rates? The average personal loan rate is 11.94% as of Feb. 7, according to a Bankrate survey. Personal loan interest rates are trending higher in 2024 so far, up nearly a full percentage point from July 2023: Personal loan rates vary widely based on creditworthiness. Borrowers with…
[ad_1] 2023 Award Winner: Best Debt Consolidation Loan Lender With competitive interest rates, no fees and a variety of repayment terms, SoFi is a good choice for consolidating debt into a personal loan. SoFi is the highest-rated lender that offers loans up to $100,000, meaning you can consolidate a large amount of debt – from…
