Wells Fargo Autograph Card | Credit Cards

[ad_1]

The Wells Fargo Autograph℠ Card caters to those who frequently spend on entertainment and travel. Cardholders can earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases. Cardholders can choose from a variety of redemption options, including travel, statement credits, gift cards or using PayPal.

You’ll earn 20,000 bonus points when you spend $1,000 in purchases in the first three months – a $200 cash redemption value. Another benefit for new cardholders is the 0% intro APR for 12 months from account opening.

  • Issuer NameWells Fargo
  • Credit NeededGood to Excellent
  • Annual Fee$0
  • APR20.24%, 25.24%, or 29.99% Variable APR
  • Penalty APRNone
  • Purchases Intro APR0% intro APR for 12 months from account opening
  • Balance Transfer Fee3% for 120 days from account opening, then up to 5%, min: $5
  • Cash Advance FeeRefer to Important Credit Terms
  • Foreign Transaction FeeNone

  • Prefer multiple redemption options for your rewards. 
  • Spend a solid amount on dining, travel, streaming services, phone plans and/or gas and want no spending limits on earning rewards. 
  • Don’t need to earn high points per dollar on grocery purchases.

New cardholders get a 0% intro APR for 12 months from account opening, so you can use the Wells Fargo Autograph℠ Card to pay for a large purchase interest free as long as you pay off the balance before interest applies.

With up to $600 in cellphone protection for theft or damage, it’s a good idea to use your Wells Fargo Autograph℠ Card to pay for your cellphone plan. You’ll also earn three points per dollar spent on cellphone plans.

Pairing a Wells Fargo Autograph℠ Card with a Wells Fargo Active Cash® Card can help you earn bonus rewards on most purchases. Use the Wells Fargo Autograph℠ Card to earn three points per dollar on dining, travel, transit, popular streaming services, phone plans and at gas stations. Then use the Wells Fargo Active Cash® Card to earn unlimited 2% cash rewards on purchases. Neither card charges an annual fee.

Editor’s Take

The Wells Fargo Autograph℠ Card can be a good choice for everyday rewards. It checks a lot of boxes for rewards, as cardholders can earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases. You can also earn 20,000 points – $200 in cash redemption value – once you spend $1,000 within the first six months, all with a $0 annual fee.

While the Wells Fargo Autograph℠ Card Card is no slouch for everyday rewards earning, it lacks bonus rewards on groceries. Other cards offer rewards in this category, like the Blue Cash Everyday® Card from American Express, which provides 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. (See Rates & Fees)

Jessica MerrittContributor

New cardholders can earn 20,000 bonus points after spending $1,000 within the first three months.

The fastest way to earn points is to earn the Wells Fargo Autograph℠ Card Card’s 20,000-point sign-up bonus by spending $1,000 in the first three months. It’s also a good idea to use the card for purchases in bonus categories, including dining, travel, gas, transit, popular streaming services and phone plans.

While some rewards cards allow you to transfer rewards to travel partners and potentially maximize your redemption value, the Wells Fargo Autograph℠ Card Card does not. However, your rewards don’t expire as long as your account is open, and you have several redemption options within the Wells Fargo Rewards program. You can redeem your points as a credit to a qualifying Wells Fargo account, pay with rewards at participating merchants, book travel, get a statement credit, get a gift card or shop with rewards.

U.S. News rates credit cards by analyzing factors including fees, interest rates and benefits, each weighed against their importance to determine an overall score for each credit card. Consumers can rely on these ratings to provide objective, accurate assessments of credit card choices.

Best in Cash Back Credit Cards

[ad_2]

Source link

Leave a Reply

Your email address will not be published. Required fields are marked *